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Industry News

CFPB moves TRID date to Oct. 3

The date has, since this article was written, been changed to October 3rd. “Some in the industry, however, are skeptical that all of this has happened due to a simple administrative error. The CFPB made its “administrative error” announcement on the same day that Ellie Mae, whose mortgage management software is used by a large […]

Posted in: Industry News

New Deal Now!

CHANGING THE WAY WE NOW DO BUSINESS IN THE PURCHASE AND SALE OF  CONSUMER RESIDENTIAL REAL ESTATE NEW RULES~CFPB EFFECTIVE 3 OCTOBER, 2015  NEW Loan Estimate | Closing Disclosure Newly Revised AAR Contract Forms coming soon The new TILA-RESPA Integrated Disclosure rule (known more commonly as TRID) was scheduled to take effect 1 August, 2015, and […]

Posted in: Industry News Tagged: The Consumer Financial Protection Bureau

CFPB Announces TRID (TILA RESPA Integrated Disclosure) Grace Period

Patti Nelsen, Assistant VP, SEO CFPB Announces TRID (TILA RESPA Integrated Disclosure) Grace Period The Industry welcomes TRID grace period but Congress says it’s not enough. Some members want a definitive period, more assurances: HousingWire reported on June 3rd that the CFPB will implement a good-faith enforcement grace period for TRID implementation following August 1, […]

Posted in: Industry News Tagged: ET's Professional Network, Patti Nelsen

CHANGES IN FEMA FLOOD MAPPING FLOOD INSURANCE – BUILDING REQUIREMENTS

Ongoing and New Changes in Flood Insurance and Building Requirements for your properties impacted by the flood plain Yavapai County adopted the Flood Damage Prevention Ordinance in 1981    YCFCD Yavapai County joined the National Flood Insurance Program in 1985 Joined the Community Rating System in 1991 Receiving credits for going beyond the minimum standards now […]

Posted in: Industry News Tagged: Fema, Flood

CFPB Finalizes “Know Before You Owe” Mortgage Forms

The Consumer Financial Protection Bureau released November 3, 2014 the final rule (around 1900 pages) which sums up the RESPA-TILA Integrated Disclosures Rules.   This rule will be effective for any applications as of August 1, 2015. These rule changes will significantly change the way we do business with respect to applying for loans and closing […]

Posted in: Industry News Tagged: Changes in the Industry, closing costs, The Consumer Financial Protection Bureau

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Esther Talbert, Broker
322 South Main Street #B
Cottonwood, Arizona 86326
Mailing Address: P.O. Box 565,
Cottonwood, Arizona 86326



Phone: 928-634-5546
Fax: 928-634-9353

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